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Steps to take if you win the lottery


Kirsh, a financial planner in New York.
Thats right: Winning millions of dollars overnight isnt always the dream its made out.
The jackpot for tomorrow's, powerball d rawing has hit.5 billion.
Since you have millions of dollars at stake here, the last thing you need is a financial advisor who earns a percentage of what they sell.
Assemble a team of legal and financial advisers.Heres what they said: Step 1: Keep your mouth closed while you hatch a plan.Take Jack Whittaker of West Virginia, for example.So find out what the state rules are and plot a course.



So just listen and do what I say, please.
Speaking of professional help, you need some and quick.
They spend what they have and save the rest.Meanwhile, set aside a fixed amount for splurges it's only natural to want to celebrate your windfall.Be quiet and tell no one for now.You will want to compare the effective yield of the annuity with what you could earn by taking the money as a lump sum, paying the taxes and investing the proceeds.If you win it, you won't ever have to worry about money again-right?Another issue to consider is whether taking an annuity will leave your family without the cash they need to pay estate tax if you die before the 30-year period buy amazon gift card new zealand is up, Kirsh says.Tell your financial advisor its free.You can offset one of the additional income from your lottery winnings (or the annuity payments if you take it that way) with an annual charitable deduction.


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